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    • Punitive Damages
    • Reputational Harm
    • Trade Credit
    Equipment & Automotive
    • Auto Dealership Insurance
    • Commercial Auto Insurance
    • Equipment Breakdown Insurance
    • Garage Insurance
    • Motor Truck Cargo
    Management Liability
    • Crime Insurance
    • Directors & Officers Liability
    • Employment Practices Liability
    • Fiduciary Insurance
    Manufacturing
    • Business Interruption
    • Product Recall
    • Products Liability
    • Stock Throughput Insurance
    Marine & Transportation
    • Fishing Lodge Insurance
    • Insurance for the Professional Scuba Diving Industry
    • Marine Cargo and Inland Transit
    • Marine Insurance
    • Transportation
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    • Kidnap and Ransom Insurance
    • Mining & Mineral Exploration Liability
    • Mining Exploration & Development Costs
    • Mining Insurance
    • Operators’ Liability
    • Press Release Monitoring
    Professional Liability/Errors & Omissions
    • Cyber Liability
    • Life Agents Professional Liability
    • Professional Errors & Omissions Liability
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    • Golf Tournament Insurance
    • Special Events Insurance
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    • Homeowners Insurance
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    • Automotive
    • Disability Income
    • Fine Arts Insurance
    • Individual Health Insurance
    • Legal Expense Insurance
    • Life Insurance
    • Mortgage or Term Life Insurance
    • Student Insurance
    • Travel
    Private Client Group
    • Private Clients
  • Industries
    Buy Now
    • Drone Insurance
    • Golf Tournament Insurance
    • Special Events Insurance
    Construction & Real Estate
    • Construction Insurance
    • Construction Project Insurance
    • Roofing Contractors Insurance
    Education
    • Career & Vocational Colleges
    • International Student Medical Insurance
    • Language Schools
    • Private Primary & Secondary Institutions
    Forestry
    • Forestry Insurance
    • Logging Contractors Insurance
    • Sawmills & Milling Insurance
    • Wood Products Insurance
    Health and Fitness
    • Barber Insurance
    • Healing Arts Practitioners Insurance
    • Health & Fitness Insurance
    • Personal Trainer & Fitness Instructor Insurance
    • Registered Massage Therapy Insurance
    • Salon & Spa Insurance
    • Yoga Insurance
    Mining & Energy
    • Mining Insurance
    • Oil & Gas Field Contractors Insurance
    Nonprofit
    • Arts Organizations Insurance
    • Chamber of Commerce Insurance
    • Charity Insurance
    • General Nonprofit Insurance
    • Nonprofit Media Insurance
    • Volunteer Centre Insurance
    Other
    • Association & Franchise Insurance Programs
    • Aviation Industry Insurance
    • Craft Brewery Insurance
    • Food & Hospitality Insurance
    • Insurance for the Professional Scuba Diving Industry
    • Jewellers Block
    • Manufacturing Insurance
    • Marine Insurance
    • Métis Nation Insurance
    • Retail Store Insurance
    • Small Business Insurance
    Professional Service Firms
    • Architects, Engineers, and Geoscientists Insurance
    • Insurance for Insurance Brokerages
    • Law Firm Insurance
    • Life Agents Insurance
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Charity Insurance

Nonprofit

  • Arts Organizations Insurance
  • Chamber of Commerce Insurance
  • Charity Insurance
  • General Nonprofit Insurance
  • Nonprofit Media Insurance
  • Volunteer Centre Insurance
Back to Industries
  • Industry
  • Nonprofit
  • Charity Insurance

Complete a full online application for Charity Insurance

Canadian charities tackle a wide range of issues and causes to support our communities. Canadian charities of all types are eligible for savings with the Axis Insurance Group through our tailored nonprofit coverage solution.

Depending on their operations, Canadian charities carry a variety of risk exposures that require insurance coverage. These exposures can include libel or copyright infringement from published content, meetings, fundraising events, computers, equipment and other assets, board governance websites, volunteers, legal expenses and in some cases, host liquor liability for events.

Axis Insurance Group charity insurance for your Canadian charity is tailored specifically to meet these needs. We offer registered Canadian charities nine types of nonprofit insurance in one comprehensive package.

Risk Management 101: Directors and Officers Insurance

Directors and Officers (D&O) have a duty to exercise due diligence in overseeing the activities of the business that they serve. They are required to act in good faith and in the best interest of the organization.

Legal Liability

Directors may be liable for:

  • Failure to act as stated under a statute. For example, if a statute requires directors to file a report or maintain certain records, and these reports and records are not maintained, then the director may be liable for an offence under that statute.
  • Non-compliance of the organization with a statute. For example, directors may be liable for mismanagement, financial losses, wrongful dismissal, employee discrimination or failure to remediate environmental damage.

It is also important to note that:

  • Directors can be held personally liable
  • Ignorance is not a defense
  • Resignation is not necessarily a defense
  • Board indemnity may not be enough
  • Directors may be liable for nonperformance

Nonprofits: Why Do I Need Directors & Officers Insurance?

Directors and officers of non-profit organizations are required to exercise the same degree of commitment, attention and care as directors of for-profit corporations. Nonprofit directors and officers often ignore prudent business procedures under the mistaken belief that there is little, if any, exposure arising out of the mismanagement of a non-profit organization.

This myth is apparently based upon the lack of profit oriented shareholders in the non-profit setting. Be careful, every nonprofit organization is operated for the benefit of some group of persons. Employees, creditors, customers, members, regulators, and others are all potential plaintiffs against directors and officers of charity organizations.

We offer discounts on the following insurance coverages for your charity:

  • General Liability
  • Nonprofit Directors and Officers Liability
  • Contents and Assets Coverage
  • Crime Liability
  • Volunteer Injury (AD&D)
  • Cyber Liability
  • Media Liability
  • Legal Expense
  • Host Liquor Events Liability

 

Complete a full online application for Charity Insurance

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Find out more about the industries we serve

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At Axis we provide all lines of Commercial and Personal Insurance. We would love to speak with you.

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Axis Insurance

Axis Insurance Group
#400 - 555 Burrard St. Box 275
Vancouver - Bentall Two, BC
V7X 1M8
Metrix Professional Insurance Brokers
P 604-683-5583 / 1-800-690-7475
Fax 604-683-8032


Shaw Sabey & Associates
P 604-689-2441 / 1-800-684-1911
Fax 604-331-0662


Axis Insurance Managers
P 604-731-5328 / 1-866-999-2947
Fax 604-731-3137


Cypress Insurance/ Otto & Associates
P 604-922-8932 /
Fax 604-922-4763


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